Serving Kentville and Halifax Areas

Call: 855-733-3032 / 902-365-3032


The Real Meaning of No

March 8th, 2019

 Let’s face it, no one likes to be told NO. However, as adults we know that NO is a necessary evil, especially when raising children. NO if not negative when used to teach our children. NO teaches children the difference between good and bad behaviour and this includes their behaviour when it comes to money….Read more >

Kids and Money

March 1st, 2019

One of the most common statements I have heard over the course of my insolvency career is “we were never taught how to manage money”. I firmly believe this statement to be true.  People often blame our educational system.  However, I strongly believe money management lessons should start long before we send our children off…Read more >

What is a Licensed Insolvency Trustee (LIT)?

March 8th, 2017

Effective April 1, 2017, professionals formerly known as a “Bankruptcy Trustee” will be designated as a “Licensed Insolvency Trustee” (LIT). What is a Licenced Insolvency Trustee (LIT)? A Licensed Insolvency Trustee is a federally licensed and regulated professional who helps people understand their options to deal with financial difficulties.  A Licensed Insolvency Trustee offers an…Read more >

Ten Great Myths About Credit and Debt

February 16th, 2017

Myth: Credit is bad. Fact: Credit has many positive uses, like buying a home. As long has you have the money to repay any debt you incur, credit cards can be a convenience for things like travelling. However, when it is not used correctly, credit can become a big problem Myth: Co-signing on a loan…Read more >

Ways To Track Expenses

February 11th, 2016

 There is no one right way to track expenses and only one wrong way. We will look at several methods of tracking expenses and you choose what works best for you – or even combine a couple of them – to find what is right for you. What is the one wrong way? The wrong…Read more >

Making a Budget

January 26th, 2016

Having a budget is important for everyone regardless of income. The reasons that a budget is important may be different for those with a modest income vs. high income earners – but the fact remains that budgeting should be part of everyone’s routine. Why Bother? In order to do something successfully, you have to want…Read more >

Cost of Credit Card Debt

January 17th, 2016

COST OF CREDIT CARD DEBT All the brightly coloured decorations from Christmas have been put away, but for many people a less than pleasant reminder of Christmas will soon be arriving in the mail – their credit card bill. Some people will be ready to pay the bill off in full when it arrives, but…Read more >

Financial Goals for 2016

January 10th, 2016

There is never a bad time to look at improving your finances, but many people view the beginning of a new calendar year as a good time to make changes. Little changes can make a big impact. The important thing to remember that creating new habits won’t happen overnight – they take time and patience…Read more >

Tips for Turning Your Finances Around

February 9th, 2015

As we find our ourselves in a new year, it is a good opportunity to look at ways to get your finances on track for the year. Challenge everything Review your monthly expenses and consider every one of the individually to think about if it is something your really need. Negotiate everything Cable, satellite, cell…Read more >

Difficulty with Student Loan Debt

December 30th, 2014

People head off to post-secondary education with high hopes for their future. That education comes with a significant price tag. The average student loan debt upon graduation is stated to be $26,000. In my experience, I regularly see people with significantly more than this. Six months after graduation, repayment is to commence. For those lucky…Read more >