Serving Kentville and Halifax Areas

Call: 855-733-3032 / 902-365-3032


We Are Still Here to Help You during Covid 19

March 22nd, 2020

Golding & Associates will remain open, but we implementing changes to help do our part with reducing the spread of the COVID-19 virus.  Our primary goal is to reduce traffic in our office – but to still be available to answer questions for those who need help. We will be rescheduling counselling sessions that are…Read more >

COVID 19 Support for Nova Scotians

March 19th, 2020

As we sit in the midst of uncharted territory in relation to the Covid-19 virus, the only thing we know is the fallout is immense. The health consequences were initially at the forefront of everyone’s mind, but it is rapidly becoming apparent that they are the tip of the iceberg of the true consequences of…Read more >

Bankruptcy and Consumer Proposals in Nova Scotia in 2019

March 3rd, 2020

Consumer Insolvency Statistics in Nova Scotia 2019 In 2019, there were 137,178 insolvencies filed by consumers in Canada.  This was up 9.5% from 125,266 in 2018. In Nova Scotia there were 6040 consumer insolvency filings.  The total filings were up 8% from 2018 to 2019.   Bankruptcy vs Proposals There has been a shift in…Read more >

Managing Debt During the Holidays

October 31st, 2019

The holidays are the most magical time of year. However, all that magic doesn’t come cheap. There are a lot of extra expenses that go above your typical day-to-day living. Many people use credit as a means of getting through the holiday season, and that comes with its own issues. You don’t need to be…Read more >

The Steps You’ll Need to Take When Filing Bankruptcy in Canada

September 15th, 2019

Most people tend to share the same goals—we all want to have a happy and healthy life. It’s a pretty broad statement, and it’s dependent on a lot of factors, many of which can be out of your control. So, what happens when emergencies strike, the unexpected occurs, and suddenly you are left in financial…Read more >

Managing Summer Vacations And Debt

July 22nd, 2019

Are you facing down bankruptcy but trying to keep life moving as normal? Maybe you’re trying to work your way out from underneath a mountain of debt but still want to spend leisure time with family this summer. You’re not alone. There are lots of ways that you can manage your regular life while working…Read more >

Why You Need A Licensed Insolvency Trustee

June 25th, 2019

Struggling to make your monthly payments? Or maybe your business is facing bankruptcy? Whether you’ve got personal or business debt, it can leave you feeling stressed out and unsure of where to turn. Luckily, there is a solution: a team of experts ready to help you with your debt. Debt doesn’t have to be a…Read more >

Income Tax Debt and Bankruptcy

June 2nd, 2019

The April 30th income tax filing deadline has come and gone.  Some self-employed people have until June 15th to file their tax return, but if they owe income tax, interest is already accumulating back to the April 30th date – or possibly even to when your installment payments were due.  Tax time is a happy…Read more >

Buying a House After Filing Bankruptcy or Consumer Proposal

May 22nd, 2019

Home ownership is a dream for many people.  It is a common misconception that filing a bankruptcy or a consumer proposal means you will never be a homeowner.  It is possible for the dream of home ownership to be a reality after filing for bankruptcy or a consumer proposal.  People go through insolvency proceedings for…Read more >

Its 2019 Do You Know What Your Credit Score Is?

May 14th, 2019

Credit Scores: What You Need To Know What’s the score? You may not even know it, but your credit score is a huge component of your financial identity. Whether you have sparkling credit or a regrettable borrowing history, when you’re looking for a new credit card or loan, at some point your credit score will…Read more >