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We Are Still Here to Help You during Covid 19
Dec 16, 2021 | COVID-19
Golding & Associates will remain open, but we implementing changes to help do our part with reducing the spread of the COVID-19 virus. Our primary goal is to reduce traffic in our office – but to still be available to answer questions for those who need...
Debt Relief Options in Nova Scotia
Dec 16, 2021 | Debt Relief & Education
When you find yourself struggling with debt, it is hard to know which way to turn for help. The internet is full of advice on debt relief options – some are good some are bad. The question is – how do you know which is good. Unfortunately, there are many companies...
Buy Now – Pay Later
Dec 16, 2021 | Budgeting Tips/Finance 101
“Buy Now Pay Later”. We see it everywhere. On-line, in store and in print – this phrase and concept is offered for nearly everything. The real question is – who does buy now pay later really help? Many will remember the concept of layaways. Retailers...
2020 Income Tax
Apr 1, 2021 | Income Taxes
The deadline for filing your 2021 income tax return with the Canada Revenue Agency “CRA” is fast approaching. April 30th, 2021 is the deadline for individuals to file their 2020 income tax returns. The deadline for people who are self-employed or whose spouse/...
Financial Help for Nova Scotians effected by Covid 19 Lockdown
Oct 16, 2020 | COVID-19
As we find ourselves in the midst of a province wide lockdown in Nova Scotia due to the third wave of Covid 19, the financial stress is mounting. With many businesses closed, many people are finding themselves without income. Many people live paycheque to paycheque,...
Knowledge Is Power
Jan 16, 2020 | Budgeting Tips/Finance 101
Knowledge is Power As we get past another holiday season and embark on the beginning of a new year, there is no time like the present to follow through on those resolutions to get your financial situation back on track. Perhaps you have experienced job loss, health...
Financial Goals for 2016
Jan 10, 2016 | Budgeting Tips/Finance 101
There is never a bad time to look at improving your finances, but many people view the beginning of a new calendar year as a good time to make changes. Little changes can make a big impact. The important thing to remember that creating new habits won’t happen...
Easter Saving Tips
Mar 1, 2015 | Budgeting Tips/Finance 101
Easter Savings Tips Easter is just around the corner. For those who have left it to the last minute, here are some Easter savings tips. 1/ Buy candy in bulk instead of the individual pre-wrapped candy. Not only will you save on cost, you will produce less waste. 2/...
Telco’s To Start Reporting To Credit Bureau
May 30, 2013 | Debt Relief & Education
Telco’s to Start Reporting to Credit Bureau Starting on Wednesday May 8, 2013 Equifax began reporting telecommunication (Telco’s) companies’ trade lines on your credit bureau reports (Bell, Rogers, Telus etc.). While all Equifax account holders nationwide will have...
Record High Canadian Debt Levels
Feb 16, 2013 | Debt Relief & Education
Record High Canadian Debt Levels In the last quarter of 2012, Canadian’s debt loads rose to their highest levels in 8 years according to TransUnion (which is when they started tracking it). The average consumer’s total debt load, excluding mortgages, rose to...